Build a Stronger Financial Future Today
Building wealth is about more than just saving, it’s about making your money work harder for you. At Glasshouse Wealth, we understand that every client’s journey is unique, which is why we craft personalised strategies designed to maximise your financial growth and achieve your goals sooner.
What Wealth Acceleration Means to Us
We define wealth acceleration as the process of growing your assets (investments, property, business) faster than you otherwise could, while balancing risk, valuable tax-levers, and strategies that maximise return on effort. It’s about building momentum. In practice, this often means:
- identifying under-utilised opportunities in your financial life;
- structuring investments and debt to amplify returns;
- capturing efficiencies through tax, investment selection and timing;
- using leverage and growth assets where appropriate, but with strong risk controls.
Core Components of Accelerated Wealth Growth
Here are the key elements we focus on when helping clients accelerate wealth
Investment Strategy & Diversification
A fast-growth asset mix, equities, growth-oriented property, alternative investments, is balanced with defensive assets to manage risk. We help you identify the right mix based on your timeframe, capital, and risk tolerance.
Use of Leverage & Debt Efficiently
Leverage isn’t about recklessness, it’s about using borrowed capital to increase your exposure to high-return opportunities when risk is managed well. Think margin, investment property loans, gearing, etc. We ensure these are structured so potential gains outweigh risk, and that you aren’t over-exposed to market swings or interest rises.
Tax Optimisation & Structuring
Wealth accelerates much faster when you pay less tax. We guide you in:
> making concessional vs non-concessional contributions (where super is involved);
> recognising deductions, offsets and optimisation of investment entities;
> timing capital gains;
> aligning investments to take advantage of tax concessions and government incentives.
Maximising Cash Flow & Reinvestment
Growth isn’t just about how much you earn, it’s about how much you keep and reinvest. We help you improve your cash flow by reducing unnecessary costs, optimising expenses, and ensuring surplus flows back into growth assets.
Risk Management & Protection
As you accelerate, risk grows. We build in safety nets: insurance (life, TPD, trauma, income protection), legal and estate planning, downside protection strategies, and stop-loss limits. Ensuring you are protected makes acceleration sustainable.
How the Process Works with Glasshouse Wealth
We follow a structured, repeatable process so acceleration isn’t hit-or-miss but calculated and measurable
Strategy Phone Call
Before signing any documents, we offer a no-obligation 30-minute session to get to know you, explain our services, and answer your questions.
Discovery Meeting
(Online or Offline)
The Discovery meeting delves deeper into your long term aspirations, exploring your five-year vision and what matters most to tailor our advice to your needs.
Plan Preparation & Recommendation Presentation
After gathering your information we will prepare a plan which will detail how you achieve your goals and recommendations based on your preferences.
Implementation & Action
Upon agreement of our recommendations, we will manage the paperworks and implementaion.
Ongoing Check-Ins
We regularly check in to ensure your strategy aligns with your goals. Every 3-12 months, we review your plan and make adjustments as needed to keep you on track.
Real-World Impact: What Change Looks Like
Here are examples of what clients often experience when wealth acceleration is done well:
- Increasing net worth faster than through “steady savings” alone.
- Making investment income surpass lifestyle inflation, meaning less erosion of purchasing power.
- Paying less tax over time due to smart structuring.
- Greater ability to retire early, invest in opportunities, or pass on more wealth to heirs.
- More confidence and financial flexibility, being able to adjust to change instead of being surprised by it.
Why Choose Glasshouse Wealth for Wealth Acceleration
Expertise & Experience
Our team has a track record helping clients grow portfolios, use leverage wisely, and manage risk.
Personalised Advice
You’re not handed generic “growth” templates. Your strategy is built around your goals, values, and constraints.
Transparency
Clear fees, measurable milestones, matters explained so you know both upside and downside.
Holistic Approach
We combine this acceleration with super optimisation, pre- and post-retirement planning, insurance protection, all the building blocks of lasting wealth.
Who It Suits & What to Look Out For
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To make it work well, you need:
- enough starting capital or cash flow to absorb downside.
- willingness to commit to disciplined reinvestment.
- understanding that accelerated strategies often require more active decisions.
- a long-term mindset. Markets move, rules change.
Pitfalls to avoid:
- Overgearing without buffers against rising interest rates.
- Jumping into high risk vehicles without understanding fees, liquidity or exit costs.
- Chasing short-term gains at the cost of tax inefficiency.
- Letting emotions drive investment decisions—especially in volatile times.
"Referred by a friend and has been the best decision Ive made to join Chris and put my trust in his financial acumen!!"
"We recently (within the last 12 months) began our journey with Chris as our financial planner, and I’ve found him to be thorough and detailed. He has taken the time to really understand my family’s financial situation and goals, which has provided a strong foundation for our planning. I feel confident that we are in good hands with Chris—he stays on top of market changes and keeps us updated on our progress, while guiding us through any adjustments needed along the way"
"Absolutely outstanding service! My financial advisor Chris took the time to truly understand my goals and provided clear, practical advice tailored to my needs. Communication was prompt and professional, and I always felt supported and confident in the decisions we made. I couldn’t recommend him more highly."
"Chris finance advice has set my future up for success we have nothing but appreciation for his guidance, the process was very quick and easy"
"Recommend Chris Carlin's Glasshouse Wealth as your first stop for financial advice. He is a professional who wants to help you look after your financial health - he also is a great ambassador for those who haven't been so lucky with previous Advisors in the past. Don't go past Glasshouse Wealth to stay financially healthy."
"Thanks to Chris, we have peace of mind knowing our family's financial future is secure. As a teacher and parents of two young kids, the advice and ongoing support have been invaluable. We feel confident in our financial decisions and are grateful for the guidance. Thank you, Chris, for helping us build a secure future for our family."
"Working with Chris has been incredibly beneficial for us. As a small business owner, I often overlooked personal finances, but Chris's guidance helped us set up for the future. For Emma, just starting her career as an optometrist, the advice on planning ahead has been invaluable. Chris's clear and simple explanations make financial concepts easy to understand. We are grateful for his ongoing support and look forward to a secure financial future."
"Working with Chris has given us peace of mind about our financial future. With two young kids and Mez being self employed, Chris's guidance has been invaluable. He breaks down complex concepts into simple terms, making it easy for us to understand and stay on track with our goals. Thank you, Chris, for being an essential part of our financial journey."
"We were shocked to discover that Mel didn't have any personal insurance cover. With our first child on the way it was important to us to know our family would be looked after if something was to happen to us. The fact Chris also maximised our super and we have plans for future investments was a bonus! Thankyou Chris!"
"In 2021, after a cancer diagnosis, Chris supported us through the insurance claim process, easing the financial stress during treatment. Thank you for making it so easy! Couldn't recommend a better financial planner."
Wall of Champions
Hear from those who have transformed their financial futures with Glasshouse Wealth
"Referred by a friend and has been the best decision Ive made to join Chris and put my trust in his financial acumen!!"
"We recently (within the last 12 months) began our journey with Chris as our financial planner, and I’ve found him to be thorough and detailed. He has taken the time to really understand my family’s financial situation and goals, which has provided a strong foundation for our planning. I feel confident that we are in good hands with Chris—he stays on top of market changes and keeps us updated on our progress, while guiding us through any adjustments needed along the way"
"Absolutely outstanding service! My financial advisor Chris took the time to truly understand my goals and provided clear, practical advice tailored to my needs. Communication was prompt and professional, and I always felt supported and confident in the decisions we made. I couldn’t recommend him more highly."
"Chris finance advice has set my future up for success we have nothing but appreciation for his guidance, the process was very quick and easy"
"Recommend Chris Carlin's Glasshouse Wealth as your first stop for financial advice. He is a professional who wants to help you look after your financial health - he also is a great ambassador for those who haven't been so lucky with previous Advisors in the past. Don't go past Glasshouse Wealth to stay financially healthy."
"Thanks to Chris, we have peace of mind knowing our family's financial future is secure. As a teacher, I wanted to ensure that we were prepared for any unforeseen circumstances. Chris's guidance has been invaluable in setting up a financial safety net, especially with two young kids. Anna and I have also appreciated the ongoing support and advice that have allowed us to make informed decisions about our finances. The ability to constantly turn to Chris for financial advice has made a significant difference. We no longer worry about our financial future because we know we are making wise decisions with Chris's help. Thank you, Chris, for being an essential part of our financial journey and for helping us build a secure future for our family."
"Working with Chris has been incredibly beneficial for us. As a small business owner, I often overlooked personal finances while focusing on growing my company. Chris's guidance on superannuation and insurance has given us peace of mind, knowing we are on the right track. For Emma, just starting her career as an optometrist, the financial advice has been invaluable. Transitioning from a university student to a full-time professional comes with significant financial changes, and Chris's expertise has made the process much smoother. Chris's ability to break down complex financial concepts into simple terms has helped us create a clear financial plan. We are saving for our first home, planning future travel, and securing our financial future. We are grateful for his ongoing support and personalized advice. Thank you, Chris, for being an essential part of our financial success."
"Working with Chris has been a game-changer for our family. My main concern was ensuring our family's financial security, especially with two young kids, and Chris's advice has given us the peace of mind we needed. Chris's guidance has been invaluable in navigating the financial challenges of being self-employed. His expertise has helped us stay on track with our financial goals, including contributing to our super and planning for our children's future. We appreciate Chris's ability to break down complex financial concepts into simple, understandable terms. It's comforting to know we have someone we can turn to for reliable advice and support. Thank you, Chris, for being an essential part of our financial journey.""
"We were shocked to discover that Mel didn't have any personal insurance cover. With our first child on the way it was important to us to know our family would be looked after if something was to happen to us. The fact Chris also maximised our super and we have plans for future investments was a bonus! Thankyou Chris!"
"Having a young family, personal insurance was a must have. In 2021, getting a cancer diagnosis was something that shocked my family and me. Chris was aware of my situation and his support in making an insurance claim eased the burden of financial stress during treatment. Thank you for making the claim process so easy! Couldn't recommend a better financial planner."
FAQs
You can invest either through your superannuation or in your personal name. As part of the advice process, we will determine the most appropriate structure for your situation and develop an investment philosophy tailored to your needs. Our goal is to ensure you have a clear and effective strategy that aligns with your financial aspirations.
It is highly likely that you cannot use your existing superannuation fund due to the limited investment options, especially with leverage. You may need to transfer to an alternative provider. Our preferred platforms are cost-competitive, easy to use, and transparent, having been around for a long time. If you have a self-managed super fund (SMSF), we can consider that too, but it is not required.
Absolutely. Investing in your personal name is a common approach and can be beneficial for various reasons, such as tax planning and asset ownership. However, it’s important to consider other structures like investment bonds, which might offer additional benefits depending on your situation. We will guide you through these options to find the best fit for you.
With 12 years of experience as a financial advisor, I specialize in helping aspirational accumulators. My expertise spans investment strategies, superannuation, retirement planning, and personal insurance. At Glasshouse Wealth, our team is dedicated to providing professional, personalized advice to help you navigate your financial journey.
Many people don’t realize that when working with a financial planner, you may not need to pay out of pocket, as the cost of advice can often be funded directly from your superannuation or investment portfolio.
At Glasshouse Wealth, we use a hybrid fee model, meaning we have a flat fee and a percentage of funds under management. We are an ongoing financial advice provider and do not offer once-off advice. The standard fees for the overwhelming majority of our clients are $1,100 plus 0.55% of funds under management as a once-off payment. Then, ongoing fees are $1,100 plus 0.55% of funds under management, renewable every 12 months. These fees can usually be funded 100% from your investment platform or superannuation if you implement all of our recommendations, unless advised otherwise.
Here are some examples:
• If you are a single 40-year-old with $200,000 in super, you will pay an initial advice fee of $2,200 upfront ($1,100 + 0.55% of $200,000 = $2,200) and $2,200pa for ongoing advice in the first 12 months, subject to market fluctuations.
• If your situation is more complex and you are part of a couple (e.g., John has $300,000 in super, Sally has $200,000 in super, and they have $100,000 in their personal name), total funds under management is $600,000. The fee would be $3,300 for three accounts plus 0.55% of $600,000 ($3,300), totaling $6,600 pa.
FAQs
Take the First Step Towards Financial Freedom
Acceleration isn’t a gamble when it’s planned. It’s intentional. If you believe you can do more, earn more, grow more— and want systems that work for you (not just luck)—we’ll build that with you.
Book your consultation so we can review your current position, identify acceleration levers, and map your personalised fast-track plan.